【Abstract】 The internet finance as an emerging financial industry, which has played an increasingly important role in helping economic development, its weak monitoring areas are also particularly vulnerable to the effects of fraud crimes. The current Internet cash loan has become a serious disaster area of fraudulent loan crimes, so the fraudulent loan crimes have also been showed the trend of criminal industrial chain development, which will not only undermines the financial management order, but also triggers a series of social problems. At present, public security organs in our country still have problems to combat with the new types of crimes, such as the complicated technology, the lack of legal regulation, the lack of supervision, the lack of linkage mechanism, the inadequate supervision and so on. The governance of internet financial fraud crimes which requires multiple governance measures, including perfecting the related legislations of internet financial security, improving the supervision of internet financial industry, increasing the strength of internet financial Crimes, and developing the system of personal credit.
【Key words】 Internet Finance； Fraud Crime； Cyber Crime； Cash Loan； Prevention and Control System； Multiple Governance；